All accounts
Every account, one glance
Link banks, cards, cash, and investments to see where money sits in real time.
- Secure read-only sync
- Automatic balance refresh
Personal finance OS
See every account, plan every goal, and stay under budget without spreadsheets.
Fiscus Wallet is your calm command center for cash, cards, bills, and dreams. Connect banks once and let adaptive budgets tell you what's safe to spend before payday hits.
Bank-level security & private by default
Thousands of households stay on planHousehold snapshot
$14,280
Safe to spend
Budget envelopes12 active
Goals funded78% to plan
Upcoming bills5 due soon
Next actionPay card on 12th
Goals on track
4 / 5
for this month
Loved by creators, couples, and families
Indie CollectiveSidekick HomesMorning LedgerNorthwind CreatorsBudget Club
Avg. monthly savings
+$420
with smart rules
Bills auto-tracked
32
per household
Goals hitting schedule
92%
within plan
Community rating
4.8 / 5
across stores
Budgets & goals
A calm daily snapshot for every dollar you manage.
Build budgets, envelopes, and goal trackers that update automatically so you never wonder where money went or what's safe to spend.
Budgets that bend, not break
Create envelopes that learn from your habits and auto-adjust when life shifts.
- Recurring + one-off categories
- Suggested caps from history
Auto-fund
Goal envelopes & sinking funds
Set targets for travel, debt paydown, or rainy days and watch them fill automatically.
- Rule-based transfers
- Progress reminders
Smart nudges & alerts
Get gentle notifications when spending trends spike or bills look off.
- Merchant-level insights
- Daily digest emails
Automation
Personal autopilot with gentle guardrails.
Smart rules categorize purchases, move money into goals, and nudge you before bills or budgets drift. You stay in control while the boring work runs itself.
Weekly autopilot plan
• Move $150 to travel + $75 to rainy-day fund every payday.
• Ping me if dining out crosses $300 this month.
• Pay Visa card three days before it's due.
Minute 1Accounts in 90s
Link banks & wallets
Use Plaid-powered sync to pull balances and transactions without storing your credentials.
Day 297% accuracy
Auto-categorize everything
Smart tags learn your routines, split transactions, and surface subscriptions you forgot.
Week 1Ready in 15 min
Design the monthly plan
Drag sliders to set spending caps, priority goals, and bill reminders in one view.
Always onDaily clarity
Stay accountable
Progress bars, alerts, and digest emails keep you nudged before you overspend.
Insights
Know what's safe to spend today—and next Friday.
Forecast cash flow, compare months, and see upcoming bills next to goal progress so every spending decision has context.
Upcoming bills 5
Goals funded 4
Spending vs plan
Compare actual spend with the plan you set for the month.
Smart rule coverage
See how much of your money movement is automated.
Spend under smart rules
0%transactions auto-classified
Goals autofunded
0active sinking funds
Bill reminder lead time
0 daysbefore due date
Safety
Bank-level protection, privacy-first choices.
Your credentials never touch our servers, sensitive fields stay encrypted, and you decide when to export or delete data.
Private by default
Passkeys and device-based approvals keep your dashboard locked to you.
Encryption end to end
Bank-level TLS plus field encryption before anything touches disk.
Control your data
Export or delete with one click. We never sell data or show ads.
Always-on monitoring
Background scans watch for unusual logins or sync errors and alert instantly.
Proof
People actually stick to budgets now.
“I went from spreadsheets and post-its to an inbox that tells me exactly what to pay and what I can splurge on.”
Lena Ortiz
Freelance designer, Austin, TX
+$380 saved / mo
“Shared envelopes helped my partner and I align on groceries, daycare, and travel without awkward check-ins.”
Marcus & Eli
New parents, Portland, OR
Debt-free in 9 mo
“The daily digest keeps my ADHD brain in the loop. I actually know where my money is before payday hits.”
Priya Shah
Product manager, Seattle, WA
4 goals funded
Ready to begin
Give every dollar a job in minutes.
Connect accounts, set your first three goals, and let Fiscus keep you informed with gentle daily nudges.